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If a storm has hit your St. Louis home, do not wait for the next rain to move on your roof. Call our team, send a few photos, and we will schedule a free inspection within 24 hours and walk you through the insurance claim from day one.
When wind, hail, or a tornado tears across St. Louis, storm damage roofing becomes an emergency that cannot wait even a single afternoon. The May 16, 2025 EF3 tornado ripped through North City with 152 mph winds and tore roofs off roughly 5,000 homes across Fountain Park, The Ville, and Kingshighway corridor blocks north of Delmar. The crew at Top Quality Exteriors knows how fast a brick two-flat in Dutchtown or a bungalow in Bevo Mill starts leaking once shingles lift, ridge caps peel, or parapet flashing tears open at the wall junction.
We handle the full storm restoration path from a free damage assessment through insurance documentation, emergency tarping, and a permanent rebuild that meets City of St. Louis Building Division code. Missouri gives most homeowners a 12-month claim window from the date of loss, and Missouri law lets your contractor attend the adjuster meeting, which we do on nearly every job we run. If your event also compromised siding, cornice, or dormer trim on a brick facade, we coordinate with our storm damage restoration in St. Louis team so nothing gets missed.
St. Louis storm damage is not the same job as a suburban shingle blow-off, and pretending otherwise gets homes hurt. The historic core is a brick city built on the Cheltenham Syncline, and thousands of two-flats and rowhouses in Soulard, Tower Grove South, and Dutchtown hide flat or low-slope roofs behind decorative brick parapet walls. When an EF3 tugs at those parapets or an inch-and-a-half hailstone hammers mod-bit, EPDM, or TPO membrane, the failure usually shows up at coping stones, flashing terminations, and pipe boots long before the field of the roof itself gives up. Our inspectors document coping mortar joints, ridge and hip lines, dented metal flashing, granule loss, and interior brick spalling, then match findings to Xactimate line items your adjuster will recognize at first read. If your roof is already dripping onto a plaster ceiling right now, our emergency roof tarping in St. Louis crew can be on site 24/7 to stop water intrusion before the brick spalls.
Storm calls need a clear plan, not a sales pitch. Here is exactly how our team moves from the first phone call after a hail or tornado hits through a fully restored roof, insurance-funded and code-compliant, on your St. Louis brick home.
We climb your roof within 24 hours and photograph every hail hit and shingle tear. We document coping mortar joints, pipe boots, and skylights. You get a written scope for free.
We compile inspection photos, measurements, and an Xactimate scope your carrier can process fast. We flag hidden damage adjusters miss. We advocate through every supplement round.
We meet your adjuster on-site the day they inspect, ladder up, and walk the roof. We flag granule loss, lifted shingles, and parapet damage. We push for a fair, complete scope.
We install heavy-duty tarps and sandbags the same day if water is already reaching your brick interior. We lath-strip against St. Louis wind gusts. That buys weeks of dry time.
We tear off damaged decking, upgrade ventilation to current code, and install your new membrane or shingles to spec sheet. We pull the City permit. Backed by our 36-month warranty.
Storm work is where a bad contractor causes lifelong problems and a good one saves the house from the framing up. We are a locally licensed Missouri and Illinois roofer, BBB-accredited with an A+ rating, and both an Owens Corning Preferred Contractor and a James Hardie Alliance Program Member. Founded in 2022, our ownership brings over 7 years of industry experience across brick historic districts, flat-roof two-flats, and suburban asphalt-shingle neighborhoods alike.
After the May 2025 tornado we worked block by block through Fountain Park and North City, coordinating with adjusters and city inspectors while parapets were still exposed to weather. Our crews respect Soulard and Lafayette Square historic-district rules, coordinate with the Cultural Resources Office when Preservation Board review is needed, and treat each brick facade like it belongs to the family living inside, because in this town it almost always does.
Storm damage roofing in St. Louis is almost always an insurance conversation, not a cash conversation. Most Missouri policies give you a 12-month claim window from the date of loss, so timing matters after a hail or tornado hits your block. Your out-of-pocket is typically the deductible on your policy, and RCV coverage pays the actual replacement cost once the roof rebuild is finished. We handle depreciation recovery paperwork so nothing is left on the table.
On approved claims we help you understand ACV versus RCV settlements, supplement rounds when the scope grows mid-project, and why your City of St. Louis permit line item belongs on the estimate. Our team flags when a like-for-like exemption applies and when a full re-roof requires plan submittal to the Building Division. If your event also caused commercial damage on Cherokee or Gravois, our commercial roofing in St. Louis team folds that scope right in.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
