Skip to content 
If a Florissant hailstorm just hit your block, book a free inspection today and we handle the dated report, the tarp, and the adjuster meeting. We work on your schedule and keep paperwork tight. One call starts the Missouri claim clock.
May 19, 2025 brought 2-inch hail and 40-mph gusts straight through Florissant, and the roofers at Top Quality Exteriors have been climbing north-county ranches off New Halls Ferry Road ever since. Storm damage roofing in Florissant is rarely a cosmetic question — on a 60-year-old shingle that already lived through 2024’s May hail, one more hit is often the one that ends the roof entirely. We walk every west and southwest slope, mark the bruises, photograph granule loss, and send you a written report that reads clean to any adjuster.
After the inspection, we tarp any active leaks the same day and stay with you through the full claim arc from first scope to final signoff. Our crews handle the adjuster meeting on your schedule, write the supplement when the first scope misses hidden decking damage, and pull the Florissant building permit before a single bundle lands on the driveway. For wider wind events that also hit siding or gutters, we fold the roof scope into a full storm damage restoration in Florissant so you file one claim, not three.
Storm damage on a Florissant ranch rarely looks dramatic from the sidewalk — the real evidence sits on the field of a west-facing slope, where hail bruises hide between granules and ridge caps lift just enough to break the seal. We work the roof the way an adjuster works it: chalk the test squares on the south and southwest exposures first, mark every bruise, document pipe-boot cracks and nail pops, and photograph bent step flashing where the chimney meets the shingle. On the 1940s-to-1960s ranch belt that defines most of this town, we also peek under the field with a probe — board sheathing on homes off Charbonier Road or near Old St. Ferdinand Shrine can read fine from the top and soft from below, and Florissant code treats delaminated or cracked decking as “non-nailable” until it is replaced. When the leak is still active we deploy an emergency roof tarping in Florissant the same visit so the attic insulation and drywall stop absorbing water while the paperwork catches up.
After a Florissant hailstorm you don’t need jargon — you need a plan. Our process keeps the paperwork tight and the roof dry while the claim moves. Here is exactly how we work a storm-damaged roof from first call to final signoff.
We climb your Florissant roof within 48 hours of the first call. Every slope gets chalked, carefully photographed, and measured. You get a plain written report ready for adjusters.
We talk you through every bruise, nail pop, and broken seal line. Our scope lands with your carrier the same week, line-item clean. We flag any Florissant code items up front.
We attend the adjuster meeting with you to protect the scope. Supplements get written when the first scope misses damage. Missouri gives most policies the 12-month claim window.
Crews strip the old shingles to deck and probe every sheet for soft spots. Non-nailable sheathing gets replaced on site. Drip edge, ice shield, and new shingles go down clean.
We magnet-sweep the yard twice so no stray nails stay behind. You walk the perimeter with the foreman before we leave the drive. Workmanship warranty paperwork is handed to you.
We are not a storm-chaser truck with a magnet sign. Top Quality Exteriors runs out of Creve Coeur, we pull the Florissant building permit by name on every re-roof, and we show up for the adjuster meeting because Missouri law lets the contractor stand with the homeowner. Our teams have climbed thousands of north-county ranches off Charbonier Road and handled commercial roofing in Florissant too, so we know what a 60-year-old board deck feels like under a bootstep.
Every job runs with a 36-month workmanship warranty baked in, and selected shingle lines upgrade that to a lifetime cover through the manufacturer. We are an Owens Corning Preferred Contractor and a James Hardie Alliance Program member, so the materials under warranty are the same ones we install day in and day out. Hearth and GreenSky financing are on the table for the gap your deductible leaves, which keeps a full tear-off manageable in Old Jamestown.
A full insurance-funded tear-off on a Florissant ranch usually lands between $8,000 and $14,000 for a modest footprint shingled in architectural asphalt, with the deductible being most owners’ out-of-pocket number. A hail-only repair where the damage sits on one slope can run $800 to $3,000 depending on access and the pipe boots. When we open the deck and find non-nailable board sheathing, replacement sheets add real cost that your supplement is written to cover.
Class 4 impact-resistant shingles sit a few hundred dollars above standard architecturals per square, and most homeowners insurance carriers in Missouri return that money as a yearly premium discount. That math is the one that moves a cost-sensitive owner in the ranch belt: a slightly higher upfront invoice that keeps paying back as long as the roof is up. Hearth and GreenSky financing split the deductible or the upgrade cost into monthly payments you can plan around.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
