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Emergency Roof Tarping in Florissant

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If a storm just cleared Florissant and you can see sky through your ceiling, call our 24/7 emergency line now. A live dispatcher will route a tarp crew to your north county address within two hours and start your insurance file at the same time.

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Emergency Roof Tarping in Florissant, MO

When a May hailstorm or EF2 wind event tears shingles off your Florissant ranch, you need a heavy-duty tarp over the opening before the next cell rolls through north county—not next week. Our emergency roof tarping crews answer 24/7, and most Florissant calls near New Halls Ferry Rd, Lindbergh Blvd, or Patterson Rd see a truck on the driveway within two hours. At Top Quality Exteriors, we treat that tarp as the first page of your insurance file: dated photos, measured openings, and every seam locked down before water finds the drywall below.

Our two-hour response, 20 mil tarps, and lath-strip anchoring keep your Old Town plank decking or 1950s ranch sheathing dry until a full repair is scheduled by our Creve Coeur office. Each tarped roof moves straight into our storm damage roofing in Florissant queue, where we meet the adjuster on-site, scope shingles, flashing, pipe boots, and ridge vents, and write a tight Xactimate estimate for the carrier. Missouri gives you up to 12 months to file a claim after the loss date—so the tarp buys time, not corners cut on the real roof work.

What Our Tarping Service Includes

  • 24/7 dispatch with a two-hour response across north county
  • Heavy-duty 20 mil tarps anchored with lath strips and sandbags
  • Dated damage photos and documentation for your insurance file

Fast Tarping for Florissant Roofs

Roughly 75% of Florissant’s housing was built between the 1940s and 1960s, which means your tarping job is usually sitting on 60- to 80-year-old 3-tab asphalt, aging pipe boots, and sometimes 1x board decking rather than modern OSB. On May 19, 2025, 2-inch hail and 40 mph gusts tore through Florissant, and the March 2025 EF2 track from Chesterfield through Bridgeton into north county left dozens of ranch roofs with open valleys and lifted ridge caps that could not wait for a Monday crew. Our emergency roof tarp installation is built around that reality: we cover the opening with heavy-duty poly, run 1×3 lath so the wind cannot peel the tarp off a steep gable, and overlap by 24 inches so wind-driven rain tracks past the ridge rather than under it. West- and southwest-facing slopes take the brunt of hail-corridor storms near Koch Park, so we work those first. Once the water is stopped, every job pipes into our storm damage restoration in Florissant file so decking and shingle scope get written up together.

How Our Tarping Call Works

A north county storm call rarely waits for business hours, and neither do we. Below is how a Florissant emergency tarp runs from the first phone call to a dry ceiling, a documented insurance file, and a scheduled full-repair appointment.

Call Dispatch

You reach a live Florissant dispatcher, not a voicemail tree, at any hour of the day. We take your address, your insurer, and a photo of the opening. A truck rolls out right then.

On-Site Fast

Most Florissant tarp calls get our truck on-site within two hours. The lead walks the roof, flags the opening, and clears any nearby limbs. Nothing starts until the deck is safe.

Install the Tarp

We roll a heavy 20 mil tarp over the opening, overlap 24 inches past the ridge, and anchor with 1×3 lath strips. Sandbags hold the edge until the next cell clears Florissant air.

Document Damage

The crew photographs each bruised shingle, dented flashing, cracked boot, and granule pile. We log slope, pitch, and square footage. The folder goes to your Missouri adjuster.

Schedule Repair

Once the adjuster writes a scope, we book your repair, order shingles meeting Florissant’s material-match rule, and pull the city re-roof permit. The tarp stays until we start.

Built for North County Ranch Roofs

Florissant was founded in 1786 and is one of Missouri’s oldest towns, and a surprising share of its roofs still carry 1x plank decking instead of modern OSB. That changes how we tarp. A standard poly cover will not hold on a steep gable off Charbonier Rd if the lath cannot bite, so our crews bring longer screws, foam tape to protect the deck boards, and backup anchors sized for aged sheathing. We also know Florissant’s own re-roof code line by line.

The post-WWII ranch belt that defines Florissant—roughly 75% of homes built between 1940 and 1969—carries a different problem: old 3-tab shingles that crack cleanly on impact and pipe boots that give out around year 20. One May hailstorm like the 2-inch event on May 19, 2025, often turns a deferred roof into an emergency roof repair in Florissant file. Our crews tarp first, then help you walk the adjuster through slope-by-slope damage so the scope reflects reality.

Tarping Cost and Insurance Help

Emergency tarping in Florissant runs between $1,000 and $2,000 for a standard roof, with larger openings or steep two-story ranches near the top of that range. A tarp is a temporary cover with a lifespan of roughly two weeks, so the question is never whether to tarp—it is whether to tarp fast enough to stop interior damage. Most Missouri homeowners policies cover emergency board-up and tarping as part of your claim, which is why documentation at install matters.

Missouri gives homeowners 12 months from the loss date to file—some carriers 24 months—so a timely tarp protects both the house and the claim window. We attend adjuster meetings on your roof (your right under Missouri statute), submit the storm damage restoration in Florissant scope in Xactimate, and press for supplements when hidden decking or flashing damage shows up. Any contractor offering to waive your deductible is asking you to commit insurance fraud.

Frequently Asked Questions

Our 24/7 dispatch targets a two-hour arrival on north St. Louis County emergency calls, and most Florissant addresses off Lindbergh Blvd or New Halls Ferry Rd see our truck inside that window. During an active cell we stage safely nearby and move the moment the lightning passes. Call our emergency line and a live local dispatcher picks up every single time.
Most Florissant tarping jobs run between $1,000 and $2,000, with steep two-story ranches or very large openings near the top of that range. Non-emergency, scheduled tarps run roughly 40% less. Your homeowners policy usually treats the tarp as a covered emergency measure, so the real out-of-pocket is your deductible, typically $1,000 to $2,500 in Missouri today.
In Missouri, standard homeowners policies cover reasonable emergency measures like tarping and board-up when they prevent further loss, which a storm opening clearly does. We hand you a dated invoice, photos of the opening, and our scope so you can submit it with your claim. Reimbursement typically falls under your dwelling coverage and counts toward the roof claim too.
A properly installed heavy-duty tarp holds for about two weeks under normal north county weather, longer in mild conditions. It is a temporary cover, not a replacement roof, so UV, wind cycles, and freeze-thaw will wear the poly down fast. We aim to get your adjuster on-site and your full repair booked well inside that window so the tarp never has to work overtime.
Yes. The City of Florissant requires a building permit for every residential re-roof, no exceptions. Florissant also requires material matching under City Code 500.330(18), with samples approved by the Building Commissioner, plus a drip edge at every eave. We pull the permit, submit the roof plan, and handle the matching samples so your project passes final cleanly first time.
Stay out of the attic and off the roof during active weather. Move furniture, electronics, and anything paper away from the active drip, and place a bucket under the leak if the ceiling is already wet. Snap a few photos of the damage and any debris on the lawn for your insurance file. Then call us; we handle the rest from the driveway in under two hours.

Experience Shared by Our Customers

Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.

Top Quality Exteriors LLC BBB Business Review
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Jesus Santiago profile picture
Jesus Santiago
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Anthony and Maria helped me navigate the insurance process, I am beyond happy! They took care of roof inspection, permits, installations, insurance payment schedule explained clear.
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ANTHONY BANKSTON profile picture
ANTHONY BANKSTON
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Top quality top quality exteriors.LLC was a great company to work with.I had no problems as far as getting all my concerns.And everything taking care of after they were finished , I watched the job from beginning to end.i must say thank you to mario ,Bryan, Anthony, maria and Laura for being patient with me and my concerns.Overall excellent work you guys! Will be calling you back for another siding project.
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Ken Walk profile picture
Ken Walk
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Anthony's crew did a superb job repairing the soffit on the patio overhang. I highly recommend giving them.
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Andrew Brown, III profile picture
Andrew Brown, III
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the roofers were timely and the service was excellent we are very satisfied
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MTrumain profile picture
MTrumain
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This is differently the place to call for your exterior projects. Anthony and Bryan are easy to work with and they’re keen on making you the customer happy and satisfied with their work. In all honesty I have found my exterior work force with this company. It’s all in the name Top Quality Exterior and that is just what you get.
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Steve Williams profile picture
Steve Williams
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I highly recommend Top Quality Exteriors. Everyone was very professional. The work was great and done on schedule.
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Julie Miller profile picture
Julie Miller
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Outstanding work, on time, in budget and no ghosting! While this was a small job, it was done right!
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Monique West profile picture
Monique West
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I was referred by a relative, and I'm glad I asked. They did great work, communicated well about everything, and the one issue I had was addressed quickly and efficiently. I am glad that I went to this company. Not only would I use them again, I would refer them to friends and loved ones. Pleasant workers who work hard, and customer satisfaction is obviously a priority.
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Keith Jeffrey profile picture
Keith Jeffrey
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I am extremely grateful that I contacted Top Quality Exteriors for my projects. They did a great job, continuously kept me posted on the work with daily photos, and were timely and professional at a very competitive and fair price!! While other contractors were not interested in my relatively small projects (soffit and dormer repair), TQE came out the day I called to give me a bid. They also went above and beyond. I not only had soffit repair work needed, but a birds next was built into the soffit opening. After inspecting my soffit to provide a bid, Bryan, my TQE representative, asked me if I had a yard bag. He climbed back on the roof and removed the nest. He then used materials from his truck to go back up on the roof to close off the hole until it could be repaired. All this on a late Friday afternoon when most contractors would be looking to start their weekend. Because of this, the great quality work, and the friendly and professional employees, I will always contact Top Quality Exteriors for any future projects, large or small. I HIGHLY recommend them!!!!
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Anthony Arnold profile picture
Anthony Arnold
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The overall experience was great. Their responses are quick and detailed, and the images provided of the condition of the roof before, during, and after repair gave me confidence in the work that was being done. They did a thorough job of explaining the scope of work, including a change order that was required when additional damage was found to the sheathing of the roof. They were transparent about their pricing and were respectful throughout our interactions. Overall I’m satisfied, and hopeful that the quality of the work will show over time.
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