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Hail hits hard out here, and the longer the photos sit, the harder the claim gets to win for you. Call (314) 618-8888 today and we will be up on your Town and Country roof tomorrow morning with a free, fully documented storm inspection ready.
When hail or straight-line winds tear across Town and Country, storm damage roofing work has to start fast — water finds every lifted shingle and split valley flashing within hours of the cell passing through. We answer 24/7 storm calls along Price Road, Wild Horse Creek Road, and the Kehrs Mill corridor, document hail bruising and granule loss for your adjuster, and lock in a claim timeline before Missouri’s 12-month policy window closes. Top Quality Exteriors has handled the steep, multi-valley roofs near Topping Woods and Longview Farm Park.
Our crews tarp exposed decking immediately, photograph dented metal flashing and deformed ridge caps, then build an Xactimate-aligned scope your carrier can match line for line. We attend the adjuster inspection on-site — your right under Missouri statute — and supplement for code-upgrade items like ice-and-water shield where the 2018 IRC requires it on tear-offs. When wind also clipped gutters, fascia, or facade panels, pair the roof claim with full storm damage restoration in Town and Country.
The big custom roofs along Price Road and Manor Hill carry multi-facet hips, dormers, and turret features — long valley runs and a lot of step flashing. That geometry is what fails first when the metro takes a hail cell or 70-mph straight-line wind: bruised soft spots on south slopes, hairline cracks at ridge caps, torn pipe boots, and dented W-valley metal you can spot from the lift. The 1950s–60s ranches off Mason Road have the opposite problem — older 3-tab shingles already at the back end of their life lose whole tabs in a wind event, exposing tar paper or skip-sheathing decking. The St. Louis metro averages three to five significant hail events per year, and the West County canopy compounds it: mature hardwoods drop limbs straight through aging asphalt. We pull a tear-off back to clean OSB, install synthetic underlayment and code-mandated ice-and-water shield at eaves and valleys, then reset the system with designer architectural shingles or, on larger out-buildings, light commercial roofing in Town and Country.
From the first call after the storm passes through the final clean-up at the curb, our storm process protects your home, your claim file, and your timeline. Each of these five steps runs the same way on every Town and Country roof we touch.
We climb your roof within 24 hours of your call. I document every hail strike, lifted tab, and bent flashing on slope-by-slope photos. You see findings before any claim is filed.
Next I package the photos, measurements, and a written scope into one tidy report. You forward it to your carrier the same day. That single file becomes the backbone of your claim.
I stand on the roof with your adjuster — a right Missouri statute gives us. We walk every slope together so nothing gets missed. Items we flag now save a supplement fight later.
You choose color and shingle profile from board samples on-site here. I submit specs to your subdivision trustees if your indenture requires it. Then the order goes to the yard.
Crews tear off to clean decking and reset ice-and-water plus underlayment. New shingles, flashing, and ridge vents go down per the 2018 IRC. Magnetic sweep clears every stray nail.
Top Quality Exteriors was founded in 2022, and our team carries over 7 years of combined industry experience working complex West County rooflines like yours. We are BBB Accredited with an A+ rating, licensed in Missouri and Illinois, and carry general liability plus workers compensation on every crew that sets foot on your property. Owens Corning Preferred Contractor status backs the manufacturer warranties we offer on every shingle system here.
That credential stack matters most when an adjuster questions a line item on your scope of work. We back our position with photos, code references from the 2018 IRC adopted by the city, and Xactimate language your carrier already speaks line for line. Every job carries a 36-month workmanship warranty as the firm baseline, with extended lifetime coverage available on selected systems. Call (314) 618-8888 once the storm clears — after-hours is staffed.
Most insurance-funded storm roof replacements across the West County metro area run $8,000 to $22,000, with a typical 2,000 sq ft asphalt tear-off landing around $10,000 to $13,000 installed. Big Topping Woods or Manor Hill rooflines with steep pitches and many dormer valleys run higher because step flashing and valley metal labor scales fast with facet count. Your usual out-of-pocket is just your policy deductible — that figure typically falls between $1,000 and $2,500.
RCV policies cover the full like-for-like rebuild after depreciation is paid back; ACV policies pay depreciated value up front, and we will explain which one you carry before the job starts. Hearth and GreenSky financing fills any supplement gap if your scope outruns the carrier’s first number on the estimate. While the claim works through underwriting, emergency roof tarping in Town and Country holds the envelope dry for up to two full weeks.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
