Skip to content 
If a storm just hit your block, do not wait for the next cell to turn a small leak into a big one. Our Olivette crew can be on your roof within hours, document the damage for your carrier, and tarp the deck so the inside stays dry.
A spring squall just rolled through your Mid County block, and now there are shingles in the yard and a dented gutter on the side facing N. McKnight Road. Storm damage repair in Olivette, MO is exactly what we do at Top Quality Exteriors, and we move fast because the 63132 area sits squarely inside the St. Louis hail corridor that averages three to five significant hail events every year. Call (314) 618-8888 and a real crew member picks up, day or night, ready to dispatch a tarp truck before the next cell rolls across I-170 toward your block.
Homeowners here remember April 3, 2014, when an EF1 tornado crossed N. McKnight Road just west of I-170 and stripped roofing and siding off roughly 100 buildings in one afternoon. Our crews handle the full scope after a hit: hail-bruised architectural shingles, lifted ridge caps, dented step flashing, cracked vinyl panels, and exposed sheathing where wind tore a course of lap siding clean off. If the leak is active, our emergency roof tarping in Olivette service stabilizes the deck the same day so adjusters can document a clean scope.
Storm work in Olivette is not just patch-and-go; the city requires a building permit for any reroof that touches the decking, and our team pulls it in your name before a single bundle gets loaded onto the gable. After the initial damage walk we document hail bruising on the field shingles, granule loss in the gutter troughs, lifted starter courses on the wind-facing slopes, and any compromised pipe boots or step flashing where water already started to migrate. The same pass covers siding: hail dimples on aluminum fascia, cracked vinyl butt joints, and missing panels that left house wrap or bare OSB sheathing exposed near the soffit return on a 1950s ranch. We photograph everything to Xactimate scope, hand the file to your Mid County adjuster, and exercise the Missouri statute that lets your contractor attend the inspection so nothing legitimate gets cut from the final scope. If you also need storm damage roofing in Olivette, that scope folds into one claim, one permit, one crew.
Storm repair feels chaotic, so we built a five-step path that takes you from a dripping ceiling to a finished, permitted, signed-off repair without surprises. Here is exactly how a typical Olivette storm claim moves through our shop after the call.
We arrive within 24 hours of your call, often the same day. Our lead climbs the roof and walks every elevation with a camera. You get the photos and findings before we leave today.
If water is already inside, we tarp the deck the same visit with heavy cover. That stops drywall damage from compounding overnight. Insurance typically reimburses the tarp cost.
We package the photo evidence into an Xactimate scope and send it to your carrier. We sit in on the adjuster meeting so nothing legitimate gets cut. Missouri allows 12 months.
Olivette requires a permit any time we touch decking, so we pull it through City Hall. The application goes in with three plan sets and a fee. The inspector responds the same day.
Crews tear off, replace bad decking, then install ice and water shield, drip edge, and the new system. The city inspector signs off on the rough and the final stages of the job.
Top Quality Exteriors is a BBB Accredited Business with an A+ rating, founded in 2022, and our 52-person crew brings over seven years of industry experience to every claim we file. We are an Owens Corning Preferred Contractor on the roofing side and a James Hardie Alliance Program Member on the siding side, so materials carry real manufacturer warranties on top of our 36-month workmanship warranty. That baseline extends up to a lifetime with select products.
After the May 16, 2025 EF3 hit roughly 5,000 roofs across St. Louis County, we watched homeowners get burned by chasers who skipped the permit and took the first insurance check. We work the opposite way: written scope, signed contract, permit on file at City Hall, adjuster meeting attended in person, and supplements filed when the Xactimate scope misses code items like ice and water shield or new decking under a 1950s Oak Estates ranch.
If you file a homeowners insurance claim and it gets approved, your out-of-pocket cost is usually just your deductible, which runs $1,000 to $2,500 on most Missouri policies. We bill the carrier directly under the approved Xactimate scope, so you write one check and we handle the rest. For non-insurance repairs, a single hail-damaged slope on a 1950s ranch typically runs $1,500 to $3,500, while a wind-torn run of vinyl siding panels usually lands between $800 and $2,200.
A full asphalt replacement on a typical 2,000 square foot Olivette ranch runs $10,000 to $13,000 with architectural shingles, and a full James Hardie or LP SmartSide re-side runs $14,000 to $28,000 depending on trim package. Class 4 impact-resistant shingles add a few hundred dollars but unlock an insurance premium discount most Missouri carriers offer. We also offer Hearth and GreenSky financing for qualified homeowners so a deductible never stalls a repair.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
