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If a recent storm hit Olivette and your roof feels suspect, get eyes on it before water finds the decking. A free inspection shows what insurance should cover. We handle the documentation, the permit, and the install from start to finish.
A single severe storm can shred a 1950s ranch roof in minutes, and Olivette homeowners along Olive Boulevard, Warson Road, and the older streets west of I-170 know that routine well. After the April 2014 EF1 tornado tore across N. McKnight Road and the May 2025 EF3 left roughly 5,000 homes regionally with torn shingles and exposed decking, storm damage roofing st louis became a yearly conversation. Top Quality Exteriors answers that call with documentation built for adjusters and craftsmanship built to last through the next hail cell.
Our crews arrive fast, climb the roof safely, and walk you through every step of the insurance process from first photo to final shingle installed. We document hail bruising, lifted shingles, dented metal flashing, and damaged pipe boots, then meet your adjuster on site so nothing legitimate gets cut from the Xactimate scope of work. If your home is leaking now and you need a short-term fix before full repairs can begin, our emergency roof tarping crew can usually be on your roof the same day with a heavy tarp.
Storm damage roof repair st louis work in Olivette is rarely a quick patch. Most homes in the 63132 area were built between the 1940s and 1960s, which means many roofs are already on their second asphalt cycle and one good hail event away from a full tear-off. When wind damage roof st louis claims come in from streets near Stacy Park or the Five Oaks community, we inspect the decking the moment the old shingles come off, replace any soft sheathing, and install ice and water shield in valleys and along eaves before the new architectural shingles go down. We pull the required Olivette building permit through the Department of Planning and Community Development so the city inspector can sign off, which is something fly-by-night storm chasers from out of state will not do. If you also need a quick patch before the full reroof, our roof repair in Olivette team can handle flashing and ridge cap work in a single visit. Crews handle similar mid-century stock across nearby Ladue and University City the same way.
Storm work follows a tight five-step process, so nothing falls through the cracks between your first call and the final inspection. Every Olivette home moves through the same playbook, from the ridge photo to the city inspector signing off.
We answer fast and book a no-cost roof check, often same week. A trained estimator climbs the roof and inspects every slope. You get a written report with photos before we leave.
We package damage photos, measurements, and notes into a clean claim file. We share it with your carrier the way adjusters expect. That cuts back-and-forth and speeds approval.
We meet your adjuster on the roof so nothing legit gets missed. Hail bruising, lifted shingles, and dented flashing are walked through. Missouri law lets your contractor be there.
We pull the Olivette building permit through the Planning Department. Materials are ordered to match the approved scope and your color. A start date locks in once review clears.
Crews tear off old shingles, inspect decking, and install the new system. We protect landscaping, magnet-sweep the yard, and haul off scrap. The inspector signs the final permit.
Storm chasers love Olivette after a hail cell rolls through. Trucks with out-of-state plates park along Old Bonhomme Road and pitch deals that quietly skip the city permit, the decking inspection, and the manufacturer warranty paperwork. Top Quality Exteriors is the opposite end of that spectrum: licensed in Missouri, BBB Accredited with an A+ rating, and run by owner Mario Granados with over 7 years of industry experience behind the company we founded in 2022.
Every Olivette roof we install gets a 36-month workmanship warranty as the firm baseline, with extended coverage up to a lifetime warranty available on qualifying products. As an Owens Corning Preferred Contractor, we install architectural shingles and Class 4 impact-resistant options that can earn a hail discount with most Missouri insurers. After the work passes city inspection, you keep paperwork the next owner of your 63132 home will want to see.
For most Olivette homeowners, a storm damage roof replacement comes out of the insurance carrier rather than your savings account. After a confirmed hail or wind event, the typical out-of-pocket is just your deductible, usually somewhere between $1,000 and $2,500. Replacement cost value coverage pays the actual cost to put a new roof on, and we file a supplement if the carrier missed line items the Xactimate scope should have included from the start.
Missouri policies typically give you 12 months to file a hail damage roof inspection claim, though some carriers allow 24. We recommend documenting damage within 30 days of the storm for the cleanest claim path. Any contractor offering to cover or waive your deductible is asking you to commit insurance fraud, so steer clear. If the claim is denied or out of pocket, we offer Hearth and GreenSky financing with flexible terms for qualified Olivette homeowners.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
