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If hail or wind tore into your Olivette siding, the next call should be ours. We will walk every elevation, document what your insurance carrier needs to see, and lay out exactly what the repair looks like — no pressure, no door-knock theatrics.
If a spring storm just ripped panels off the side of your Olivette home, you need a siding contractor who’s already been down this road and pulled the right Olivette permit. Top Quality Exteriors handles storm damage siding repair across the 63132 area, from the older ranches near N. McKnight Road to recent rebuilds off Olive Boulevard near Stacy Park. We document hail bruising, wind-cracked vinyl, and exposed OSB sheathing the same day we arrive, so your insurance file starts strong instead of weeks late after the adjuster has already drawn conclusions.
The May 2025 EF3 that tore across St. Louis County is still working its way through claims, and the April 2014 EF1 that crossed I-170 right through Olivette is the local proof that wind can strip an entire wall in seconds. Our crews replace cracked panels, re-flash around windows, and rebuild sheathing where debris punched through. When repairs aren’t enough, we transition the same project into siding installation in Olivette with matched profiles, color, and warranty paperwork in hand.
Olivette sits in the St. Louis hail corridor, where the metro averages three to five significant hail events per year. About 58% of the housing stock dates to the 1940s through 1960s — predominantly ranches and Capes wearing original or first-generation vinyl, aluminum, or hardboard lap. Those panels go brittle with age, and a single golf-ball hailstone can split a course of siding from rake to corner in one swing. Wind is the second hammer: the April 3, 2014 EF1 that crossed I-170 toward Ruth Park peeled siding off Mid County homes near N. McKnight Road, and the May 2025 EF3 sent debris across roof and wall lines for miles. When a panel tears free, the housewrap usually goes with it, and freeze-thaw cycles drive water straight into the OSB. Repairs on a 63132 home aren’t just cosmetic — they’re a moisture-management call, and you want a contractor who pulls the Olivette permit, books the city inspection, and matches profile and color. See our siding repair in Olivette page for non-storm fixes.
Here’s how a storm-damage siding repair on an Olivette home moves from the first call to a finished, inspected wall. We built this five-step process around how Mid County insurance claims actually work — not how a storm chaser would handle it.
We reach your Olivette home within 48 hours, often same day after a storm. I walk every elevation and photograph each cracked panel. Sheathing behind any opening also gets checked.
Every cracked panel, missing piece, and dent gets logged with photos and measurements. I build a scope using Xactimate line items your adjuster will recognize. You get a copy too.
Missouri lets your contractor attend the adjuster inspection, and I always do. We walk the damage together and reconcile both scopes. Supplements get filed right then if needed.
We pull the Olivette permit and order panels matched to your profile and color. Vinyl ships in five to seven days from local suppliers. Hardie color matches take a bit longer.
Crews replace damaged courses, re-flash windows, and patch any compromised housewrap behind. The city inspector signs off, and you get final photos plus warranty paperwork in hand.
Top Quality Exteriors has been an Olivette-area contractor since 2022, and our crews carry 7+ years of industry experience. We’re a BBB Accredited Business with an A+ rating, licensed in Missouri and Illinois, and we run hail damage siding repair jobs differently than most. Storm chasers blow into 63132 after a hail event, knock on doors, and disappear the second a supplement gets denied. We’re a local 52-member team with an office on Olive Boulevard.
Our project managers stay on your file from the first photo to the final inspection. When the city inspector flags something — and Olivette inspectors are thorough — we fix it that day instead of disappearing. We’re a James Hardie Alliance Program Member and an Owens Corning Preferred Contractor on the roofing side, so the matching profiles and ColorPlus finishes we order for your siding insurance claim actually arrive on the next truck, not a month out.
When a wind damage siding claim goes through insurance, your out-of-pocket is usually just the deductible — typically $1,000 to $2,500 depending on your policy. The carrier pays replacement cost value once the work is finished and we send the final invoice. Out-of-pocket repairs run differently: a single course of vinyl on an Olivette ranch is usually $400 to $900, while a whole elevation of cracked panels with sheathing work climbs into the $2,500 to $6,000 range.
Missouri gives you 12 months on most homeowner policies to file a storm claim, and some carriers stretch that to 24 months. The clean version is to document everything within 30 days of the storm — photos, dated weather reports, our written scope — so the adjuster can’t argue cause. We never offer to “waive” your deductible; that’s insurance fraud in Missouri. Call (314) 618-8888 for a free inspection and we’ll lay out exactly what your file should look like.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
