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Storm Damage Repair in Maryland Heights

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If a hail or wind event just rolled through your block, do not wait for the next rain to find the leak. We will inspect the roof, siding, and gutters for free, hand you a written photo report, and stand with you when the adjuster shows up.

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Storm Damage Restoration in Maryland Heights

After a severe storm rolls through the McKelvey corridor or the streets around Creve Coeur Lake, homeowners need fast, honest help they can trust the same week. Top Quality Exteriors handles storm damage restoration in Maryland Heights, MO from the first emergency tarp through the final shingle, siding panel, and gutter run. Our 24/7 emergency line answers when hail cracks your pipe boots or wind lifts a ridge cap at 2 a.m., and our crews know how the local storm tracks behave from the southwest along Dorsett Road and the Fee Fee Road corridor.

Storm work splits into two timelines: the emergency stabilization that has to happen tonight, and the full restoration that has to happen right. We document hail bruising, wind-lifted shingles, gutter damage, and siding hail dents before anything gets covered up, then build a scope your insurance adjuster can match line for line in Xactimate. If your roof system is past saving, our crews handle the tear-off and rebuild as a single project — pairing storm response with storm damage roofing in Maryland Heights so you only deal with one company.

What Counts as Storm Damage

  • Hail bruising and granule loss on west and southwest slopes
  • Wind-lifted shingles, ridge caps, and torn step flashing
  • Hail-dented siding, cracked vinyl panels, and bent fascia

Storm Lanes Over Maryland Heights

St. Louis sits in one of the most active hail corridors in the country, with three to five significant hail events landing across the metro every single year. Maryland Heights catches them on a recurring path: severe cells form to the southwest and track northeast over Dorsett Road, McKelvey, and the residential streets near Creve Coeur Lake. That is exactly how the March 14, 2025 EF2 ran — touching down west of town at 122 mph peak winds, with the Creve Coeur Park soccer complex taking visible structural damage on the way through. The April 1, 2024 hail event marked roughly 7,140 properties in the local footprint with bruised shingles, dented aluminum siding, and torn gutter coil. After the inspection we either schedule full storm damage siding repair in Maryland Heights or, if the envelope broke through tonight, deploy emergency roof tarping in Maryland Heights or emergency siding tarping in Maryland Heights the same night to keep water out.

Our 5-Step Storm Response

When a storm rolls off the southwest plains and hits your block, the order you do things matters as much as what you do. Here is the sequence our Maryland Heights crews run on every restoration job, from the first call to the final supplement check.

Emergency Call

Call our 24/7 emergency line at (314) 618-8888 the night the storm hits. We dispatch a crew for emergency tarping or board-up if water is coming in. Stabilization comes first.

Full Inspection

We climb every plane and walk each elevation, hitting the SW-facing slopes first. Hail bruising, wind-lifted shingles, gutter damage, fascia damage, and siding dents are logged.

Adjuster Meeting

We meet your insurance adjuster on the roof so the scope is built off what we both see and document together, not a desk-only estimate. Missouri law lets a contractor be present.

Approved Scope

Once the claim is approved, we walk you through RCV versus ACV, your deductible, and any supplements we plan to file later. You sign a clear, simple contract before any tear-off.

Repair & Cleanup

Our crew completes the roof, siding, gutter, and fascia work to manufacturer spec and to city code. We magnet-sweep the yard each day, haul every load away, and walk it with you.

A Storm Contractor You Can Trust

Storm work attracts out-of-state chasers who set up a folding table at a coffee shop on Dorsett Road and disappear once the deductible clears. Top Quality Exteriors is the opposite: we are Missouri-licensed, BBB-accredited with an A+ rating, and our office sits on Olive Boulevard in Creve Coeur, fifteen minutes from your driveway. Our owner, Mario Granados, founded the company in 2022 with seven-plus years in the trade, and our 52-plus crew members live here too.

That matters when a supplement gets denied or a tarp slips at midnight. You call a local number, you reach a real person, and a truck rolls from this side of I-270. We are an Owens Corning Preferred Contractor and a James Hardie Alliance Program Member, so the products we install on your storm-damaged roof and siding come with the full manufacturer warranty plus our 36-month workmanship coverage, extendable to lifetime on select systems.

Insurance Claims Without the Mess

Most Maryland Heights storm-damage repairs come down to your deductible, not the full repair price. Missouri gives you a 12-month window to file a property insurance claim from the date of loss, and waiting past that deadline almost always means paying out of pocket. We document everything in date-stamped photos, write the scope in Xactimate so your adjuster can match line-items cleanly, and file supplements when items get missed on the first walk-through.

If you have an RCV policy, we help you collect the depreciation check after the work is complete and signed off by the city. If the storm only nicked the gutters or one elevation of siding, we will tell you straight — sometimes a targeted repair beats a full replacement claim. Financing through Hearth and GreenSky is available for the deductible portion or any owner-paid upgrades, so a tight month does not have to delay the project on your home.

Frequently Asked Questions

Call within 48 hours of the event. Missouri policies give you a 12-month window to file a property insurance claim, but waiting lets damage worsen and gives the carrier room to argue the loss came from a later, uncovered storm. We run free same-week inspections after every major hail or wind event in Maryland Heights and stamp every photo with the date, address, and slope direction.
We work the claim alongside you, not for you. We document the loss in Xactimate, meet your adjuster on the roof so the scope matches what we both see and walk together, and file supplements when items get missed on the first inspection. You stay in control of the policy and the payments while we handle the construction-side paperwork from start to finish.
Emergency tarping or board-up typically runs $300 to $800 depending on roof size and pitch, and that cost is usually reimbursable under your policy as covered mitigation work. The full restoration is paid by your insurance carrier minus your deductible, which on most Maryland Heights homeowner policies sits between $1,000 and $2,500 per claim event.
Yes. Every storm inspection in Maryland Heights is free with no obligation to sign a contract or file a claim afterward. We climb every plane, photograph all four elevations and the gutter runs, and hand you a written report you can keep on file. If we find nothing claim-worthy, we tell you straight rather than push a job your insurance will not approve.
Yes. Our 24/7 emergency line at (314) 618-8888 is staffed after hours by a real person on our local team, not a voicemail loop or out-of-state call center. If a tree limb punched through your decking at 1 a.m. or a windblown panel is letting rain into your wall cavity, we dispatch a local crew for emergency tarping the same night you call our office.
Sometimes yes, often no. Vinyl panels older than about five years are nearly impossible to color-match because of UV fade on the southwest elevations, so a patch on one wall can stand out worse than the original dent ever did. We give you the honest call after inspection and only push full-elevation replacement when partial repair will look obviously wrong.

Experience Shared by Our Customers

Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.

Top Quality Exteriors LLC BBB Business Review
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