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A Kirkwood storm rarely gives you time to plan, but the response after it does not have to feel rushed either. Call our team, meet us in your driveway, and let a local contractor walk your roof and siding before the claim clock starts.
When a spring hailstorm rolls through Kirkwood, the damage rarely stops at the roof line. The May 26, 2024 event dropped roughly one-inch hail across town, and homeowners near Meramec Highlands and downtown Kirkwood found dented gutters, split cedar siding, and cracked asphalt shingles all in one afternoon. Storm damage restoration in Kirkwood needs a contractor who inspects the entire exterior, not just one trade in isolation. At Top Quality Exteriors, we handle roof, siding, gutters, and flashing on a single coordinated insurance claim.
Our team walks every slope, ladders every elevation, and photographs each impact for your adjuster before we quote a single nickel of work. That coordinated approach saves you from filing two separate claims and chasing two different contractors, and it keeps the timeline tight when tarping, board-up, and dry-in truly matter after a hail or wind event. If a falling limb opened the roof deck, we can layer in emergency roof tarping in Kirkwood the same afternoon our estimator walks away from your driveway.
Kirkwood sits inside the classic Missouri hail alley, and the metro averages three to five significant hail events per year on top of the straight-line wind that rides through with each cell. The May 26, 2024 storm was the loudest recent example, but March 12 and July 3 of that same year both put stones on rooftops across the 63122 ZIP. Add the mature tree canopy that shades every historic block from Jefferson-Argonne to Craigwoods, and you have a second hazard: limb strikes and wind-driven debris that punch through asphalt shingles, crack fascia, and dent aluminum soffits when a gust top-loads a maple or oak branch. Our storm response starts with a free full-exterior inspection, including drone imagery on steep multi-gable historic roofs where dormers and valleys hide the worst hits. When siding is peppered on the north or west elevation, we bring in the storm damage siding in Kirkwood team so the whole claim moves together, not in fragments.
A hail or wind event is stressful enough without a contractor stringing you along for weeks on end. Here is exactly how our storm damage process works from the first phone call to the final punch-list walkthrough on your Kirkwood home.
We meet you on-site within a day of your first call. Our estimator walks the roof, gutters, and siding with photo notes. You get a plain damage summary before insurance is filed.
We prepare an itemized loss report using Xactimate line items your local adjuster already trusts. If you want us at the adjuster meeting in Kirkwood, an estimator shows up on time.
Once your carrier issues the scope, we compare it against our field notes line by line. Any missed hail or wind damage gets supplemented before Kirkwood work physically begins.
Our crews pull the Kirkwood building permit, protect landscaping, and complete tear-off, dry-in, and reinstall on schedule. Roof, siding, and gutters are always sequenced together.
We hand-clean the site, run a magnetic sweep for stray nails, and walk every elevation with you. Warranty paperwork and a full final photo set land in your inbox before we leave.
Top Quality Exteriors was founded in 2022, and our team brings over seven years of industry experience to every storm job we sign in Kirkwood. We are Owens Corning Preferred Contractors and a James Hardie Alliance Program Member, which means the shingles and fiber-cement panels going on your home carry real manufacturer backing, not off-brand knockoffs picked up from a lumber yard the morning of the tear-off. That matters when your roof has to survive the next hail cell.
Kirkwood work carries its own rules. A full re-roof pulls a building permit through the Kirkwood Public Portal, and any exterior change on a landmark or in one of the nine local historic districts may trigger a Landmarks Commission design review. When a hail cell wrecks the shingles, our dedicated storm damage roofing in Kirkwood crew handles the tear-off, and we pick period-appropriate materials so an 1890s Foursquare on North Taylor still looks the part.
Most Kirkwood homeowners never write a check for the full retail cost of storm damage repair on their home. Missouri gives you twelve months from the date of loss to file a claim, and once the carrier accepts the scope, you are typically responsible only for the deductible plus any upgrades you choose. Our itemized estimates make the split obvious so you know exactly which line items the insurer covers and which are voluntary improvements on the house.
Out-of-pocket work still happens. A minor limb strike on a mid-century ranch in Greentree might run a few hundred dollars for shingle and boot replacement. A full slate section on a pre-1930s home in Jefferson-Argonne can climb into five figures because the material, copper flashing, and labor are specialty work. We give you a written price before anything gets torn off, and financing through Hearth or GreenSky is available for qualified homeowners.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
