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Storm Damage Restoration in Creve Coeur

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If the last storm left shingles in your yard or hail dents on your siding, do not wait for the leak to show up on your ceiling. Our Creve Coeur crew will inspect the roof, document the damage, and walk you through insurance at no cost.

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Storm Damage Restoration in Creve Coeur, MO

When a spring storm rolls up Olive Boulevard and takes shingles off your ridge or dents the siding on your family home, you need storm damage restoration in Creve Coeur handled by a crew that actually answers the phone. At Top Quality Exteriors, we handle hail bruising, wind-lifted asphalt, cracked fiber cement panels, gutter dents, and interior water intrusion from the very first tarp through the final insurance-funded repair, so nothing gets left half-finished or hidden under fresh paint after the trucks pull away from your driveway.

Our field team walks every slope with drone imagery, marks every hail hit with chalk and a photo log, and writes a scope your adjuster can match line by line in Xactimate before any repair work starts on your property. We coordinate emergency board-up, permanent shingle and siding repair, gutter and fascia replacement, ridge vent and flashing work, and, when the damage clearly warrants it, a full storm damage roofing in Creve Coeur replacement backed by our 36-month workmanship warranty in writing on every job.

What Our Storm Response Covers

  • Same-day emergency tarping and board-up after hail or wind
  • Full roof and siding scoping with drone photos for adjusters
  • Insurance claim support from first call through final invoice

How Storms Hit Creve Coeur Homes

Creve Coeur sits inside one of the most active hail corridors in the country, and the St. Louis metro averages three to five significant hail events per year. During the May 15–16, 2025 outbreak, weather spotters logged a 60 mph thunderstorm gust in town, 1-inch hail at the city center, and stones up to baseball-size within ten miles of Olive Boulevard. That kind of event tears three-tab and architectural asphalt shingles off ridges, bruises the wide single-plane roofs on mid-century ranch homes near Ladue Estates, punches divots into aluminum fascia and gutter aprons, cracks fiber cement lap siding on the Sheffield and Westwood Country Club custom homes, and sends water through valley flashing, step flashing, and vent boots you cannot see from the driveway. Once the storm passes, our crew rolls with heavy-duty tarps, lath strips, and sandbags for immediate emergency roof tarping in Creve Coeur before decking rots or drywall stains start to bleed through.

Our 5-Step Storm Response

Every storm call in Creve Coeur runs through the same five-step process, whether you have one lifted shingle or a whole elevation of hail-dented Hardie panels. Here is exactly what happens from the moment you first dial (314) 618-8888.

24/7 Storm Call

You call our 24/7 line the moment the storm passes. We log the address, damage type, and any active leaks in real time. Tarping crew dispatched within hours if water is coming in.

Free Inspection

We show up, walk your roof, and fly a drone over every ridge and siding elevation. Each hail hit and wind lift is chalked, photographed, and logged. Written report by end of day.

Insurance Support

We write the scope in Xactimate format and attend your adjuster meeting on site. Missouri policies allow 12 months on most storm losses. Every line-item supplement is negotiated.

Full Restoration

Approved scope in hand, we tear off and rebuild with Owens Corning shingles, James Hardie panels, and code-rated flashing. Permits pulled through Creve Coeur. Site cleanup daily.

Final Walkthrough

We walk the property, run a magnet sweep for stray nails, and hand over the 36-month workmanship warranty paperwork. Your deductible is usually the only real out-of-pocket cost.

Why Homeowners Trust Our Storm Crew

Top Quality Exteriors is based right here in Creve Coeur, with our office at 12645 Olive Blvd, so when a storm rolls through we are not driving in from another county. Mario Granados founded the company in 2022, and our field leads bring 7+ years of industry experience on hail-country roofs and fiber cement siding. We are BBB Accredited with an A+ rating, licensed in Missouri and Illinois, and carry general liability and workers’ comp insurance on every job.

On the manufacturer side, we are an Owens Corning Preferred Contractor and a James Hardie Alliance Program member, which means we install to spec and unlock stronger product warranties for you. Storm damage repair in Creve Coeur is not a side hustle for us; a 52-plus person team, Hearth and GreenSky financing for uncovered work, and a 36-month workmanship warranty on every job make it easy to say yes when your policy check finally clears and the adjuster is done.

Insurance, Deductibles, and Cost

Most storm damage restoration in Creve Coeur is insurance-funded, which means your out-of-pocket cost is usually just the deductible on your homeowners policy, typically in the $1,000 to $2,500 range. RCV policies pay depreciation back once the work is done; ACV policies pay less up front. We build a clean Xactimate scope, file supplements when the adjuster’s number misses code items like drip edge or ice and water shield, and keep the paper trail your carrier expects.

Missouri law gives you the right to have your contractor present at the adjuster’s inspection, and any roofer who offers to “cover” or “waive” your deductible is asking you to commit insurance fraud, so we will never do that. For work outside your claim, storm roofing and siding on St. Louis-area homes typically runs $8,000 to $22,000 depending on square footage. Hearth and GreenSky financing turn that into a monthly payment before we climb a ladder.

Frequently Asked Questions

Call within 24 to 48 hours if you see hail on the ground, missing shingles, or fresh dents in aluminum siding. Fresh damage is easier for an adjuster to tie to a specific storm event, and Missouri gives you 12 months on most policies to file. We answer our 24/7 line and can have a free inspection at your Creve Coeur home by the next business day at no charge.
Restoration covers everything from emergency tarping and board-up through full roof, siding, gutter, fascia, soffit, and window repair. On a typical Creve Coeur job, we scope hail bruising, wind-lifted shingles, cracked fiber cement panels, and interior water stains, then rebuild to code with matching materials and hand you a 36-month workmanship warranty.
Most Missouri homeowners policies give you 12 months from the date of loss to file a storm claim, and a handful of carriers extend it out to 24 months on request. Waiting past the first 30 days makes it harder to prove the damage tied to a specific hail or wind event, so document promptly. Read your policy declarations page or call us and we walk through it.
Yes, standard Missouri HO-3 policies cover hail and wind damage to your roof, siding, gutters, and window screens. You pay your deductible, typically in the $1,000 to $2,500 range, and the carrier pays the rest at replacement cost or actual cash value depending on your endorsement. We build the Xactimate scope and attend the adjuster inspection with you.
Yes, and we strongly recommend it every single time. Missouri statute gives your contractor the right to be present at the adjuster’s inspection, and a second set of trained eyes catches missed hail hits, code items, and matching-coverage issues that raise the settlement. We meet the adjuster right on the roof and negotiate the scope on the spot for you.
Walk away and hang up immediately. Any contractor who offers to “cover” or “waive” your deductible is asking you to commit insurance fraud, which is a felony in Missouri and can void your entire claim. A legitimate storm damage contractor bills the deductible like every other line item and gives you a written contract before work begins. We will never do it.

Experience Shared by Our Customers

Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.

Top Quality Exteriors LLC BBB Business Review
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Jesus Santiago profile picture
Jesus Santiago
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Anthony and Maria helped me navigate the insurance process, I am beyond happy! They took care of roof inspection, permits, installations, insurance payment schedule explained clear.
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ANTHONY BANKSTON profile picture
ANTHONY BANKSTON
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Top quality top quality exteriors.LLC was a great company to work with.I had no problems as far as getting all my concerns.And everything taking care of after they were finished , I watched the job from beginning to end.i must say thank you to mario ,Bryan, Anthony, maria and Laura for being patient with me and my concerns.Overall excellent work you guys! Will be calling you back for another siding project.
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Ken Walk profile picture
Ken Walk
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Anthony's crew did a superb job repairing the soffit on the patio overhang. I highly recommend giving them.
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Andrew Brown, III profile picture
Andrew Brown, III
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the roofers were timely and the service was excellent we are very satisfied
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MTrumain profile picture
MTrumain
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This is differently the place to call for your exterior projects. Anthony and Bryan are easy to work with and they’re keen on making you the customer happy and satisfied with their work. In all honesty I have found my exterior work force with this company. It’s all in the name Top Quality Exterior and that is just what you get.
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Steve Williams profile picture
Steve Williams
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I highly recommend Top Quality Exteriors. Everyone was very professional. The work was great and done on schedule.
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Julie Miller profile picture
Julie Miller
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Outstanding work, on time, in budget and no ghosting! While this was a small job, it was done right!
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Monique West profile picture
Monique West
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I was referred by a relative, and I'm glad I asked. They did great work, communicated well about everything, and the one issue I had was addressed quickly and efficiently. I am glad that I went to this company. Not only would I use them again, I would refer them to friends and loved ones. Pleasant workers who work hard, and customer satisfaction is obviously a priority.
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Keith Jeffrey profile picture
Keith Jeffrey
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I am extremely grateful that I contacted Top Quality Exteriors for my projects. They did a great job, continuously kept me posted on the work with daily photos, and were timely and professional at a very competitive and fair price!! While other contractors were not interested in my relatively small projects (soffit and dormer repair), TQE came out the day I called to give me a bid. They also went above and beyond. I not only had soffit repair work needed, but a birds next was built into the soffit opening. After inspecting my soffit to provide a bid, Bryan, my TQE representative, asked me if I had a yard bag. He climbed back on the roof and removed the nest. He then used materials from his truck to go back up on the roof to close off the hole until it could be repaired. All this on a late Friday afternoon when most contractors would be looking to start their weekend. Because of this, the great quality work, and the friendly and professional employees, I will always contact Top Quality Exteriors for any future projects, large or small. I HIGHLY recommend them!!!!
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Anthony Arnold profile picture
Anthony Arnold
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The overall experience was great. Their responses are quick and detailed, and the images provided of the condition of the roof before, during, and after repair gave me confidence in the work that was being done. They did a thorough job of explaining the scope of work, including a change order that was required when additional damage was found to the sheathing of the roof. They were transparent about their pricing and were respectful throughout our interactions. Overall I’m satisfied, and hopeful that the quality of the work will show over time.
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