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Ready for a straight answer on your roof? Call Top Quality Exteriors at (314) 618-8888 and lock in a University City inspection this week. We show up on time, run the 21-point check, and hand over a photo report you can act on — no upsell.
A free roof inspection University City MO homeowners actually trust starts with a real roofer on the ladder, not a scripted salesperson at your door. Top Quality Exteriors has been climbing the steep, cut-up 1900s Shingle-Style rooflines near the Delmar Loop and the simpler post-WWII ranch roofs north of Olive since 2022, with over 7 years of industry experience behind every call. You get a same-day written photo report — the same document our insurance-claim assistance team hands adjusters and the Historic Preservation Commission when it matters.
Every inspection follows the 21 point roof inspection routine: a drone roof inspection pass first for the full pitch and valley picture, then hands-on checks of ridge caps, step and counter-flashing at old brick chimneys, attic decking, and every pipe boot and vent stack. Because U City sits in the St. Louis hail corridor — 83 hail reports within 10 miles in 2024 topping out at 2.25-inch stones — we know exactly where hail bruising hides on architectural shingles. If a full tear-off is warranted, we scope a roof replacement in University City.
Most calls come in the week after a spring hailstorm rolls east down I-70. That is when a post-storm roof inspection matters most: the metro sits inside the St. Louis hail corridor and averages three to five significant hail events per year, and the softest hail damage bruising on asphalt shingles usually cannot be spotted from the sidewalk. Missouri policies give homeowners 12 months to file a storm damage roof insurance claim, but adjusters move faster on documentation gathered within 30 days of the event. Book a hail damage roof inspection right after the sky clears, keep the deductible math clean — expect $1,000 to $2,500 out of pocket — and never sign with a contractor who offers to waive or cover that deductible; that is insurance fraud under Missouri law. Under state statute the contractor also has the right to attend the adjuster inspection, and we take it every time. If a report shows only isolated damage, roof repair in University City is usually the cheaper path, and we say so on the report.
Here is how a typical Top Quality Exteriors inspection runs on a University City home — from the booking call to a written photo report in your inbox. We keep it under two hours in most cases and give straight answers, pass or fail.
We take your call at (314) 618-8888 and lock in a two-hour window. Dispatch pulls your address and recent metro hail radar. You get a text confirmation before the crew rolls out.
We circle the house checking gutters for granule fill and dents. Siding, screens, and trim show us the hail size before we climb. Every finding is photographed with a scale marker.
A drone captures every pitch and valley before boots hit the roof. We walk each slope and read soft-metal flashing and vent boots. Bruises are chalked and photographed on the spot.
Attic checks catch daylight seams, wet decking, and lifted underlayment. Rusted nail heads, mildew, or dark insulation get GPS-tagged photos. Ventilation gaps hit the report too.
We walk every photo on-site and email the PDF the same afternoon. Repair, replace, or file a claim — you get a straight recommendation. No pressure, no upsell, no follow-up hassle.
Top Quality Exteriors is an Owens Corning Preferred Contractor, a James Hardie Alliance Program Member, BBB Accredited with an A+ rating, and licensed in both Missouri and Illinois. Our 52-plus team members have logged inspections across every neighborhood in University City — Parkview, University Heights, Ames Place, and Forsyth Place south of Delmar; the ranch and Cape Cod stock north of Olive. General liability and workers compensation ride on every crew.
Storm work is the bulk of what we handle in Mid County, and it shows in the report. Every claim-ready inspection maps hail bruising, wind-lifted shingles, and impact points to the exact slope, matches them against the storm date, and pairs each photo with a scope-of-work line adjusters can price in Xactimate. If it supports a full tear-off, we scope it under our residential roofing in University City workflow with a 36-Month workmanship warranty from day one.
Our roof inspection is free — full stop. That covers the drone pass, the on-roof walk, the attic check, and the same-day written photo report you can forward to any adjuster. If we recommend work, financing runs through Hearth and GreenSky for qualified homeowners, so a five-figure claim gap does not stall the project. Standard Missouri hail deductibles land between $1,000 and $2,500, usually the only out-of-pocket cost when insurance covers the tear-off.
Skipping a post-storm check turns a $400 flashing fix into $8,000 of decking rot next winter. Under Missouri law, homeowners have 12 months to file a roof insurance claim, but the cleanest paperwork gets built within 30 days — that is the window we work in. Any contractor who offers to waive or cover your deductible is asking you to commit insurance fraud; walk them off the porch. When a report shows repair-only damage on a slate slope near Forsyth, that is what we say.
Every credential we carry is a commitment to quality, safety, and your peace of mind — on every project, in every state we serve.
