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When a limb punches through your siding, do not wait for the next weather cell to arrive. Call our 24/7 line at (314) 618-8888 and a live dispatcher will send a Town and Country crew, tarp the wall, and start your insurance paperwork.
When a limb from your hardwood canopy punches through fiber cement or LP SmartSide during a spring storm, water starts hitting the WRB and OSB sheathing within minutes and moisture intrusion behind the wall is only hours away. Our 24/7 emergency siding tarping crew rolls to Town and Country addresses the same day, seals the breach with heavy-duty poly and pressure-treated battens, and documents every angle for your insurance adjuster. Call Top Quality Exteriors at (314) 618-8888 and a live dispatcher picks up around the clock, no matter the hour.
A proper emergency siding cover on a Town and Country custom home is not a homeowner DIY project. Facades on 5,000 to 11,000 sq ft properties often carry gables and dormers two stories up, and safely tarping a limb-strike puncture on a tall elevation demands ladder rigging, fall protection, and the right fasteners for fiber cement. Our crew handles that in a single visit, then coordinates with our storm damage siding in Town and Country team so the permanent repair moves the moment your claim clears.
Town and Country sits under one of the heaviest hardwood canopies in western St. Louis County, and the one-acre minimum zoning that gives homes their setback also puts oaks, sycamores, and pin oaks directly over gables, dormers, and second-story elevations. The storms that moved across West County on April 18, 2024 and April 20, 2025 delivered exactly the kind of straight-line wind loading that snaps a 40-foot limb and drops it onto fiber cement or LP SmartSide with the force to punch clean through to the sheathing. Once the WRB is torn, wind-driven rain gets behind the wall, saturates OSB, and starts the clock on mold and stud rot. That is why emergency mitigation matters before you ever schedule siding repair in Town and Country, and it is why our tarping trucks stay pre-loaded with poly, battens, house wrap tape, and fasteners rated for fiber cement. We treat the tarp as a real weather barrier, not a plastic drape, and we photograph every fastener for the RCV claim documentation package your adjuster will want.
When siding fails after a storm, minutes matter and steps matter. Here is exactly how our 24/7 emergency siding tarping process runs from your first call to a fully sealed, documented wall ready for the permanent repair phase that follows.
You call (314) 618-8888 and reach a live person, not a phone menu. We log the address, damage type, and access notes, then dispatch the closest crew with a real arrival window.
When we arrive we walk the full elevation, find every puncture, and check the WRB behind torn panels. That triage decides how much wall we tarp and what fasteners we need on site.
Heavy-duty poly goes over the breach, wrapped past the damaged siding by at least 18 inches. We fasten with battens into wall studs so wind gusts cannot lift or peel the cover.
We shoot wide, medium, and close-up photos of every hit, log damage measurements, and pull the storm weather data. That package goes to you within 24 hours for your claim adjuster.
Once your claim clears and any subdivision trustee approval lands, we swap the tarp for permanent fiber cement or LP SmartSide panels, matching your existing profile and finish.
Emergency siding tarping is only useful if it happens before the next weather cell hits, and that is where Top Quality Exteriors separates from a handyman. We are BBB Accredited with an A+ rating, Owens Corning Preferred Contractor, and James Hardie Alliance Program Member, licensed in Missouri and Illinois with general liability and workers compensation coverage. Our 52-plus team members carry the ladder rigging, boom access, and fall protection required.
On a Town and Country custom home, a limb-strike puncture can sit 24 or 28 feet above grade on a gable or dormer face. That is a straight OSHA no-go for a homeowner with a 20-foot extension ladder, and it is the reason our trucks stay loaded for tall elevations. We arrive with the exact fasteners for fiber cement and LP SmartSide, the wrap tape rated for cold and wet conditions, and the photo protocol your insurance adjuster expects for a clean RCV claim.
Here is the honest cost picture for Town and Country homeowners. Standard Missouri homeowners policies treat emergency mitigation, which is what a siding tarp is, as a covered expense under Coverage A. Once your claim opens for wind or hail-related storm damaged siding, the tarping labor and materials usually roll into the loss estimate and the only real out-of-pocket you face is your deductible, typically $1,000 to $2,500 for St. Louis metro policies.
What you pay if you file no claim depends on damage scope. A single-panel puncture on a first-floor elevation runs a few hundred dollars in materials and labor. A tall dormer or gable tarp that needs boom access will run higher. Either way we give a written flat number before work starts, no guessing, no padding, and we bill after the tarp is up and photos are sent. If the hit needs permanent work, ask about our emergency roof tarping in Town and Country.
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